palm date format

im trying to read a palm PDB with palm:Raw
ive got as far as extractign the records from the database.
the record comprises of 2 fields of data/time ( start & stop ) and
one of comments
the hexdump of a record is

______________________________________p h o n e c a
l l
95 b1 00 03 02 0d 00 02 03 b1 00 0b 03 c0 ff ff 50 68 6f 6e 65 20
43 61 6c 6c

there is a date (1 dec 2008) and a couple of times in there
from what ive read it could calculate it any of these ways

1 Dec 2008 = 2008*10000+12*100+1= 20081201 =&1326A31
or (2008-1900)*10000+12*100+1=1081201 =&107F71
or (2008-1904)*10000+12*100+1=1041201=&FE331

but i cant see that in the fields